Social Media Post - Late September 2026 Market Update

Mortgage rates ticked back up in September, and that is the honest headline. Freddie Mac's weekly survey put the national 30-year fixed average at 6.95% for the week ending September 17, 2026, up from 6.76% the week before, while Georgia lender quotes have been running around 7%.

Here is what that means where you live.

Metro Atlanta keeps tilting toward buyers. The freshest August numbers show active listings near 22,900, up about 3% from a year ago, and closed sales running about 5% below last year's pace. Buyers have more choice and more time to evaluate than they have had in years, especially in Cherokee, Paulding, and Bartow county communities.

First-time buyers, one bright spot: Georgia's Georgia Dream program is offering eligible buyers a 30-year fixed rate of 6.000%, effective September 17, with down payment assistance up to $10,000. That is about a full point below market rates. Worth asking about before you settle for a market quote.

For sellers, the fall window is still real. Homes listed in the next few weeks can still close before the holidays, but pricing and presentation decide everything in a balanced market.

We broke down the numbers city by city, including what a move from 6.66% to 7.02% costs on a typical loan. Read the full update at the link below, or call us to talk through your situation.

Have a great day.

Mortgage rates are hovering near 7% again, and the NW Metro Atlanta market keeps tilting toward buyers.

Freddie Mac's latest: 6.95% nationally for the week ending September 17. Georgia lender quotes: around 7%.

Inventory is up about 3% from a year ago, so buyers have more homes and more time to choose. First-time buyers, ask about Georgia Dream at 6.000%. Sellers, the pre-holiday window is still open, but pricing and presentation matter more than ever.

Our new post breaks down what this means for Marietta, Kennesaw, Woodstock, Acworth, Canton, Cartersville, and Dallas. Link in bio or visit the blog to read it.

Have a great day.